This house was built in 1914 for Carl "Seward" Reed, who was an insurance agent in Monticello. This house features the Craftsman style; rectangular shape, two and a half story, with brick walls and side gable roof. The full width shed roof porch has four brick piers and a solid brick balustrade with decorative brickwork and stone caps; a projecting center gable has stucco and vertical wood timbering in the tympanum, large curved braces at the piers, decorative rake boards, and wide overhanging open eaves with exposed rafter tails. Decorative windows are on both sides of the center entry as well as on the north and south ends of the second story. The main roof eaves are open with exposed rafter tails and a center gable roof dormer has similar features as the porch gable above the center entry.
The brick one and a half story two-car garage outbuilding (c. 1915) has a hip roof and gable roof dormer.